|  | 
						Terms of 
						Use 
						  
											
											AGREEMENT BETWEEN YOU AND THE FTC 
											Networks, LLC 
											
											(Last Updated: February 2009)
 
 The FTC Web Site is made up of 
											various Web sites and Web pages 
											operated by the FTC Networks, LLC 
											(collectively, the "FTC Web Sites"). 
											This Terms of Use and Notices 
											applies to the FTC Web Site and does 
											not apply to the content of third 
											parties.
 
 The FTC Web Sites are offered to you 
											conditioned on your acceptance 
											without modification of the terms, 
											conditions, and notices contained 
											herein. Your use of the FTC Web 
											Sites constitutes your agreement to 
											all such terms, conditions, and 
											notices. Your use of a particular 
											FTC Web Site included within the FTC 
											Web Sites may also be subject to 
											additional terms outlined elsewhere 
											in this agreement (the "Additional 
											Terms").
 
 Additionally, the FTC Web Sites or 
											various third party providers may 
											themselves contain additional terms, 
											codes of conduct or guidelines that 
											govern use of those sites, including 
											without limitation, particular 
											features or offers (for example, 
											sweepstakes or chat areas).
 
 In the event that any of the terms, 
											conditions, and notices contained 
											herein conflict with the Additional 
											Terms or other terms and guidelines 
											contained within any particular FTC 
											Web Site, then these terms shall 
											control.
 
 PRIVACY AND PROTECTION OF PERSONAL 
											INFORMATION
 
 See the Privacy Statement for 
											disclosures relating to the 
											collection and use of your personal 
											information.
 
 MEMBER ACCOUNT, PASSWORD, AND 
											SECURITY
 
 If a particular FTC Web Site, or any 
											product or service offered on any 
											FTC Web Site (each a "FTC 
											Site/Service", and collectively "FTC 
											Sites/Services") requires you to 
											open an account, you must complete 
											the registration process by 
											providing us with current, complete 
											and accurate information as prompted 
											by the applicable registration form. 
											You then will choose a password and 
											a user name. You are entirely 
											responsible for maintaining the 
											confidentiality of your password and 
											account. Furthermore, you are 
											entirely responsible for any and all 
											activities that occur under your 
											account. You agree to notify FTC 
											Networks, LLC immediately of any 
											unauthorized use of your account or 
											any other breach of security. FTC 
											Networks, LLC will not be liable for 
											any loss that you may incur as a 
											result of someone else using your 
											password or account, either with or 
											without your knowledge. However, you 
											could be held liable for losses 
											incurred by FTC Networks, LLC or 
											another party due to someone else 
											using your account or password. You 
											may not use anyone else’s account at 
											any time, without the permission of 
											the account holder.
 
 MODIFICATION OF THESE TERMS OF USE
 
 FTC Networks, LLC reserves the right 
											to change the terms, conditions, and 
											notices under which the FTC 
											Sites/Services are offered, 
											including but not limited to the 
											charges associated with the use of 
											the FTC Sites/Services. You are 
											responsible for regularly reviewing 
											these terms and conditions and 
											additional terms posted on 
											particular websites. Your continued 
											use of the FTC Sites/Services 
											constitutes your agreement to all 
											such terms, conditions, and notices.
 
 PERSONAL AND NON-COMMERCIAL USE 
											LIMITATION
 
 Unless otherwise specified, the FTC 
											Sites/Services are for your personal 
											and non-commercial use. You may not 
											modify, copy, distribute, transmit, 
											display, perform, reproduce, 
											publish, license, create derivative 
											works from, transfer, or sell any 
											information, software, products or 
											services obtained from the FTC 
											Sites/Services. Without the advance 
											express written permission of FTC, 
											you may not ‘meta-search’ the FTC 
											Sites/Services, send, or cause to be 
											sent, any automated queries of any 
											sort to the FTC Sites/Services, or 
											use the FTC Sites/Services in any 
											commercial manner. “Automated 
											queries” shall include but not be 
											limited to using any software that 
											sends queries to any FTC 
											Sites/Services to determine how a 
											web site “ranks” on any FTC 
											Sites/Services.
 
 LINKS TO THIRD PARTY SITES
 
 The FTC Sites/Services may contain 
											images of and links to third party 
											Web sites ("Linked Sites"). The 
											Linked Sites are not under the 
											control of FTC Networks, LLC is not 
											responsible for the contents of any 
											Linked Site, including without 
											limitation any link contained in a 
											Linked Site, or any changes or 
											updates to a Linked Site. FTC 
											Networks, LLC is not responsible for 
											webcasting or any other form of 
											transmission received from any 
											Linked Site nor is FTC Networks, LLC 
											responsible if the Linked Site is 
											not working appropriately. FTC 
											Networks, LLC is providing these 
											links to you only as a convenience, 
											and the inclusion of any link does 
											not imply endorsement by FTC 
											Networks, LLC of the site or any 
											association with its operators. You 
											are responsible for viewing and 
											abiding by the privacy statements 
											and terms of use posted at the 
											Linked Sites.
 
 Any dealings with third parties 
											(including advertisers) included 
											within the FTC Sites/Services or 
											participation in promotions, 
											including the delivery of and the 
											payment for goods and services, and 
											any other terms, conditions, 
											warranties or representations 
											associated with such dealings or 
											promotions, are solely between you 
											and the advertiser or other third 
											party. FTC Networks, LLC shall not 
											be responsible or liable for any 
											part of any such dealings or 
											promotions.
 
 NO UNLAWFUL OR PROHIBITED USE
 
 As a condition of your use of the 
											FTC Sites/Services, you will not use 
											the FTC Sites/Services for any 
											purpose that is unlawful or 
											prohibited by these terms, 
											conditions, and notices. You may not 
											use the FTC Sites/Services in any 
											manner that could damage, disable, 
											overburden, or impair any FTC Site/Service(s) 
											(or the network(s) connected to any 
											FTC Site/Service(s)) or interfere 
											with any other party's use and 
											enjoyment of any FTC Site/Service(s). 
											You may not attempt to gain 
											unauthorized access to any FTC 
											Site/Service, other accounts, 
											computer systems or networks 
											connected to any FTC Site/Service, 
											through hacking, password mining or 
											any other means. You may not obtain 
											or attempt to obtain any materials 
											or information through any means not 
											intentionally made available through 
											the FTC Sites/Services.
 
 USE OF SERVICES
 
 The FTC Sites/Services may contain 
											e-mail services, bulletin board 
											services, chat areas, news groups, 
											forums, groups, personal web pages, 
											calendars, photo albums, file 
											cabinets and/or other message or 
											communication facilities designed to 
											enable you to communicate with 
											others (collectively, "Communication 
											Services"). You agree to use the 
											Communication Services only to post, 
											send and receive messages and 
											material that are proper and, when 
											applicable, related to the 
											particular Communication Service. By 
											way of example, and not as a 
											limitation, you agree that when 
											using a Communication Service, you 
											will not:
 
 • Use the Communication Service in 
											connection with surveys, contests, 
											pyramid schemes, chain letters, junk 
											email, spamming or any duplicative 
											or unsolicited messages (commercial 
											or otherwise).
 
 • Defame, abuse, harass, stalk, 
											threaten or otherwise violate the 
											legal rights (such as rights of 
											privacy and publicity) of others.
 
 • Publish, post, upload, distribute 
											or disseminate any inappropriate, 
											profane, defamatory, obscene, 
											indecent or unlawful topic, name, 
											material or information.
 
 • Publish, post, upload, distribute 
											or disseminate any topic, name, 
											material or information that incites 
											discrimination, hate or violence 
											towards one person or a group 
											because of their belonging to a 
											race, a religion or a nation, or 
											that insults the victims of crimes 
											against humanity by contesting the 
											existence of those crimes.
 
 • Upload, or otherwise make 
											available, files that contain 
											images, photographs, software or 
											other material protected by 
											intellectual property laws, 
											including, by way of example, and 
											not as limitation, copyright or 
											trademark laws (or by rights of 
											privacy or publicity) unless you own 
											or control the rights thereto or 
											have received all necessary consents 
											to do the same.
 
 • Use any material or information, 
											including images or photographs, 
											which is made available through the 
											FTC Sites/Services in any manner 
											that infringes any copyright, 
											trademark, patent, trade secret, or 
											other proprietary right of any 
											party.
 
 • Upload files that contain viruses, 
											Trojan horses, worms, time bombs, 
											cancelbots, corrupted files, or any 
											other similar software or programs 
											that may damage the operation of 
											another's computer or property of 
											another.
 
 • Use of meta tag searches on the 
											web sites.
 
 • Advertise or offer to sell or buy 
											any goods or services for any 
											business purpose, unless such 
											Communication Service specifically 
											allows such messages.
 
 • Download any file posted by 
											another user of a Communication 
											Service that you know, or reasonably 
											should know, cannot be legally 
											distributed in such manner.
 
 • Falsify or delete any author 
											attributions, legal or other proper 
											notices or proprietary designations 
											or labels of the origin or source of 
											software or other material contained 
											in a file that is uploaded.
 
 • Restrict or inhibit any other user 
											from using and enjoying the 
											Communication Services.
 
 • Violate any code of conduct or 
											other guidelines which may be 
											applicable for any particular 
											Communication Service.
 
 • Harvest or otherwise collect 
											information about others, including 
											e-mail addresses.
 
 • Violate any applicable laws or 
											regulations.
 
 • Create a false identity for the 
											purpose of misleading others.
 
 • Use, download or otherwise copy, 
											or provide (whether or not for a 
											fee) to a person or entity any 
											directory of users of an FTC Site/Service(s) 
											or other user or usage information 
											or any portion thereof.
 
 FTC Networks, LLC has no obligation 
											to monitor the Communication 
											Services. However, FTC Networks, LLC 
											reserves the right to review 
											materials posted to a Communication 
											Service and to remove any materials 
											in its sole discretion. FTC 
											Networks, LLC reserves the right to 
											terminate your access to any or all 
											of the Communication Services at any 
											time, without notice, for any reason 
											whatsoever.
 
 FTC Networks, LLC reserves the right 
											at all times to disclose any 
											information as FTC Networks, LLC 
											deems necessary to satisfy any 
											applicable law, regulation, legal 
											process or governmental request, or 
											to edit, refuse to post or to remove 
											any information or materials, in 
											whole or in part, in FTC Networks, 
											LLC's sole discretion.
 
 Always use caution when giving out 
											any personally identifiable 
											information about yourself or your 
											children in any Communication 
											Service. FTC Networks, LLC does not 
											control or endorse the content, 
											messages or information found in any 
											Communication Service and, 
											therefore, FTC Networks, LLC 
											specifically disclaims any liability 
											with regard to the Communication 
											Services and any actions resulting 
											from your participation in any 
											Communication Service. Room 
											Operators, hosts and Webmasters are 
											not authorized FTC Networks, LLC 
											spokespersons, and their views do 
											not necessarily reflect those of FTC 
											Networks, LLC.
 
 Materials uploaded to a 
											Communication Service may be subject 
											to posted limitations on usage, 
											reproduction and/or dissemination, 
											you are responsible for adhering to 
											such limitations if you download the 
											materials.
 
 MATERIALS PROVIDED TO FTC Networks, 
											LLC OR POSTED AT ANY FTC WEB SITE
 
 FTC Networks, LLC does not claim 
											ownership of the materials you 
											provide to FTC Networks, LLC 
											(including feedback and suggestions) 
											or post, upload, input or submit to 
											any FTC Site/Service or its 
											associated services for review by 
											the general public, or by the 
											members of any public or private 
											group, (each a "Submission" and 
											collectively "Submissions"). 
											However, by posting, uploading, 
											inputting, providing or submitting 
											("Posting") your Submission you are 
											granting FTC Networks, LLC, its 
											affiliated entities and necessary 
											sub licensees permission to use your 
											Submission in connection with the 
											operation of their Internet 
											businesses (including, without 
											limitation, all FTC Sites/Services), 
											including, without limitation, the 
											license rights to: copy, distribute, 
											transmit, publicly display, publicly 
											perform, reproduce, edit, translate 
											and reformat your Submission; to 
											publish your name in connection with 
											your Submission; and the right to 
											sublicense such rights to any 
											supplier of a FTC Site/Service.
 
 No compensation will be paid with 
											respect to the use of your 
											Submission, as provided herein. FTC 
											Networks, LLC is under no obligation 
											to post or use any Submission you 
											may provide and FTC Networks, LLC 
											may remove any Submission at any 
											time in its sole discretion.
 
 By Posting a Submission you warrant 
											and represent that you own or 
											otherwise control all of the rights 
											to your Submission as described in 
											these Terms of Use including, 
											without limitation, all the rights 
											necessary for you to provide, post, 
											upload, input or submit the 
											Submissions.
 
 SOFTWARE AND CONTENT AVAILABLE 
											THROUGH THE FTC SITES/SERVICES
 
 All content and software (if any) 
											that is made available to view 
											and/or download in connection with 
											the FTC Sites/Services, excluding 
											content and/or software that may be 
											made available by end-users through 
											a Communication Service, 
											("Software") is owned by and is the 
											copyrighted work of FTC Networks, 
											LLC and/or its suppliers and is 
											protected by copyright laws and 
											international treaty provisions. 
											Your use of the Software is governed 
											by the terms of the end user license 
											agreement, if any, which accompanies 
											or is included with the Software 
											("License Agreement"). You may not 
											install or use any Software that is 
											accompanied by or includes a License 
											Agreement unless you first agree to 
											the License Agreement terms.
 
 For any Software not accompanied by 
											a license agreement, FTC Networks, 
											LLC hereby grants to you, the user, 
											a revocable personal, 
											non-transferable license to use the 
											Software for viewing and otherwise 
											using the particular FTC 
											Site/Service in accordance with 
											these Terms of Use, and for no other 
											purpose provided that you keep 
											intact all copyright and other 
											proprietary notices. Any 
											reproduction or redistribution of 
											the content and/or Software is 
											expressly prohibited by law, and may 
											result in severe civil and criminal 
											penalties. Violators will be 
											prosecuted to the maximum extent 
											possible. WITHOUT LIMITING THE 
											FOREGOING, COPYING OR REPRODUCTION 
											OF THE CONTENT OR SOFTWARE TO ANY 
											OTHER SERVER OR LOCATION FOR FURTHER 
											REPRODUCTION OR REDISTRIBUTION IS 
											EXPRESSLY PROHIBITED. You 
											acknowledge that the Software, and 
											any accompanying documentation 
											and/or technical information, is 
											subject to applicable export control 
											laws and regulations of the USA. You 
											agree not to export or re-export the 
											Software, directly or indirectly, to 
											any countries that are subject to 
											USA export restrictions.
 
 LIABILITY DISCLAIMER
 
 THE INFORMATION, SOFTWARE, PRODUCTS, 
											AND SERVICES INCLUDED IN OR 
											AVAILABLE THROUGH THE FTC 
											SITES/SERVICES MAY INCLUDE 
											INACCURACIES OR TYPOGRAPHICAL 
											ERRORS. CHANGES ARE PERIODICALLY 
											MADE TO THE FTC SITES/SERVICES AND 
											TO THE INFORMATION THEREIN. FTC 
											Networks, LLC AND/OR ITS RESPECTIVE 
											SUPPLIERS MAY MAKE IMPROVEMENTS 
											AND/OR CHANGES IN THE FTC 
											SITES/SERVICES AT ANY TIME. ADVICE 
											RECEIVED VIA THE FTC SITES/SERVICES 
											SHOULD NOT BE RELIED UPON FOR 
											PERSONAL, MEDICAL, LEGAL OR 
											FINANCIAL DECISIONS AND YOU SHOULD 
											CONSULT AN APPROPRIATE PROFESSIONAL 
											FOR SPECIFIC ADVICE TAILORED TO YOUR 
											SITUATION.
 
 FTC Networks, LLC AND/OR ITS 
											RESPECTIVE SUPPLIERS MAKE NO 
											REPRESENTATIONS ABOUT THE 
											SUITABILITY, RELIABILITY, 
											AVAILABILITY, TIMELINESS, LACK OF 
											VIRUSES OR OTHER HARMFUL COMPONENTS 
											AND ACCURACY OF THE INFORMATION, 
											SOFTWARE, PRODUCTS, SERVICES AND 
											RELATED GRAPHICS CONTAINED WITHIN 
											THE FTC SITES/SERVICES FOR ANY 
											PURPOSE. ALL SUCH INFORMATION, 
											SOFTWARE, PRODUCTS, SERVICES AND 
											RELATED GRAPHICS ARE PROVIDED "AS 
											IS" WITHOUT WARRANTY OF ANY KIND. 
											FTC Networks, LLC AND/OR ITS 
											RESPECTIVE SUPPLIERS HEREBY DISCLAIM 
											ALL WARRANTIES AND CONDITIONS WITH 
											REGARD TO THIS INFORMATION, 
											SOFTWARE, PRODUCTS, SERVICES AND 
											RELATED GRAPHICS, INCLUDING ALL 
											IMPLIED WARRANTIES AND CONDITIONS OF 
											MERCHANTABILITY, FITNESS FOR A 
											PARTICULAR PURPOSE, WORKMANLIKE 
											EFFORT, TITLE AND NON-INFRINGEMENT.
 
 YOU SPECIFICALLY AGREE THAT FTC 
											Networks, LLC SHALL NOT BE 
											RESPONSIBLE FOR UNAUTHORIZED ACCESS 
											TO OR ALTERATION OF YOUR 
											TRANSMISSIONS OR DATA, ANY MATERIAL 
											OR DATA SENT OR RECEIVED OR NOT SENT 
											OR RECEIVED, OR ANY TRANSACTIONS 
											ENTERED INTO THROUGH AN FTC 
											SITE/SERVICE. YOU SPECIFICALLY AGREE 
											THAT FTC Networks, LLC IS NOT 
											RESPONSIBLE OR LIABLE FOR ANY 
											THREATENING, DEFAMATORY, OBSCENE, 
											OFFENSIVE OR ILLEGAL CONTENT OR 
											CONDUCT OF ANY OTHER PARTY OR ANY 
											INFRINGEMENT OF ANOTHER'S RIGHTS, 
											INCLUDING INTELLECTUAL PROPERTY 
											RIGHTS. YOU SPECIFICALLY AGREE THAT 
											FTC Networks, LLC IS NOT RESPONSIBLE 
											FOR ANY CONTENT SENT USING AND/OR 
											INCLUDED IN AN FTC SITE/SERVICE BY 
											ANY THIRD PARTY.
 
 IN NO EVENT SHALL FTC Networks, LLC 
											AND/OR ITS SUPPLIERS BE LIABLE FOR 
											ANY DIRECT, INDIRECT, PUNITIVE, 
											INCIDENTAL, SPECIAL, CONSEQUENTIAL 
											DAMAGES OR ANY DAMAGES WHATSOEVER 
											INCLUDING, WITHOUT LIMITATION, 
											DAMAGES FOR LOSS OF USE, DATA OR 
											PROFITS, ARISING OUT OF OR IN ANY 
											WAY CONNECTED WITH THE USE OR 
											PERFORMANCE OF THE FTC 
											SITES/SERVICES, WITH THE DELAY OR 
											INABILITY TO USE THE FTC 
											SITES/SERVICES OR RELATED SERVICES, 
											THE PROVISION OF OR FAILURE TO 
											PROVIDE SERVICES, OR FOR ANY 
											INFORMATION, SOFTWARE, PRODUCTS, 
											SERVICES AND RELATED GRAPHICS 
											OBTAINED THROUGH THE FTC 
											SITES/SERVICES, OR OTHERWISE ARISING 
											OUT OF THE USE OF THE FTC 
											SITES/SERVICES, WHETHER BASED ON 
											CONTRACT, TORT, NEGLIGENCE, STRICT 
											LIABILITY OR OTHERWISE, EVEN IF FTC 
											Networks, LLC OR ANY OF ITS 
											SUPPLIERS HAS BEEN ADVISED OF THE 
											POSSIBILITY OF DAMAGES. BECAUSE SOME 
											STATES/JURISDICTIONS DO NOT ALLOW 
											THE EXCLUSION OR LIMITATION OF 
											LIABILITY FOR CONSEQUENTIAL OR 
											INCIDENTAL DAMAGES, THE ABOVE 
											LIMITATION MAY NOT APPLY TO YOU. IF 
											YOU ARE DISSATISFIED WITH ANY 
											PORTION OF THE FTC SITES/SERVICES, 
											OR WITH ANY OF THESE TERMS OF USE, 
											YOUR SOLE AND EXCLUSIVE REMEDY IS TO 
											DISCONTINUE USING THE FTC 
											SITES/SERVICES.
 
 STORAGE SPACE AND OTHER LIMITATIONS
 
 You agree that FTC Networks, LLC may 
											establish limits concerning use of 
											any FTC Service offered on an FTC 
											Web Site, including without 
											limitation the maximum number of 
											days that e-mail messages will be 
											retained by any FTC Service, the 
											maximum number of e-mail messages 
											that may be sent from or received by 
											an account on any FTC Service, the 
											maximum size of an e-mail message 
											that may be sent from or received by 
											an account on any FTC Service, the 
											maximum disk space that will be 
											allotted on FTC Networks, LLC's 
											servers on your behalf either 
											cumulatively or for any particular 
											service, such as for storing digital 
											photographs, and the maximum number 
											of times and duration you may access 
											any FTC Service in a given period of 
											time.
 
 You agree that FTC Networks, LLC has 
											no responsibility or liability for 
											the deletion, corruption or failure 
											to store any messages or other 
											content maintained or transmitted by 
											any FTC Service. You acknowledge 
											that the features, parameters (for 
											example, the amount of storage 
											available to users) or existence of 
											any FTC service may change at any 
											time. You acknowledge that FTC 
											Networks, LLC reserves the right to 
											sign out, terminate or delete your 
											accounts for any particular Web site 
											or service within FTC that are 
											"inactive" for an extended period of 
											time. "Inactive" means that you have 
											not signed in to a particular 
											service for an extended period of 
											time, as determined by FTC Networks, 
											LLC, in its sole discretion. The 
											amount of time that FTC Networks, 
											LLC currently considers as an 
											"extended" period of time is 
											determined based on the particular 
											FTC Web site or FTC Service within 
											FTC to which it pertains, and may be 
											viewed in the FAQ, or other user 
											information relating to the 
											particular service.
 
 FTC Networks, LLC MAKES NO WARRANTY 
											THAT ANY FTC SERVICE WILL BE 
											UNINTERRUPTED, TIMELY, SECURE OR 
											ERROR-Free.
 
 TERMINATION/ACCESS RESTRICTION
 
 FTC Networks, LLC reserves the 
											right, in its sole discretion, to 
											terminate your access to any or all 
											FTC Sites/Services and the related 
											services or any portion thereof at 
											any time, without notice. FTC 
											Networks, LLC may also terminate or 
											suspend your access to FTC Site/Service(s) 
											for inactivity, as set forth, above, 
											in "Storage Space and Other 
											Limitations." FTC Networks, LLC 
											shall have no obligation to maintain 
											any content or to forward any unread 
											or unsent messages to you or any 
											third party.
 
 NO SPAM; DAMAGES
 
 FTC Networks, LLC may immediately 
											terminate any account which it 
											determines, in its sole discretion, 
											is transmitting or is otherwise 
											connected with any 'spam' or other 
											unsolicited bulk email. In addition, 
											because damages are often difficult 
											to quantify, if actual damages 
											cannot be reasonably calculated then 
											you agree to pay FTC Networks, LLC 
											liquidated damages of five dollars 
											(US$5.00) for each piece of 'spam' 
											or unsolicited bulk email 
											transmitted from or otherwise 
											connected with your account. 
											Otherwise you agree to pay FTC 
											Networks, LLC's actual damages, to 
											the extent such actual damages can 
											be reasonably calculated. You agree 
											that FTC Networks, LLC may charge 
											such damages to your selected 
											Payment Method, as set forth in the 
											FTC Networks, LLC Billing section, 
											below.
 
 GENERAL
 
 Claims for enforcement, breach or 
											violation of duties or rights under 
											this agreement shall be adjudicated 
											under the laws of the State of 
											California, without reference to 
											conflict of laws principles. All 
											other claims, including without 
											limitation claims under or for 
											violation of state consumer 
											protection laws, unfair competition 
											laws, and in tort, shall be 
											adjudicated under the law of your 
											state of residence. You hereby 
											irrevocably consent to the exclusive 
											jurisdiction and venue of courts in 
											Los Angeles County, California, 
											U.S.A. in all disputes arising out 
											of or relating to the use of the FTC 
											Sites/Services. You agree that no 
											joint venture, partnership, 
											employment, or agency relationship 
											exists between you and FTC Networks, 
											LLC as a result of this agreement or 
											use of the FTC Sites/Services. You 
											agree to indemnify and hold FTC 
											Networks, LLC, its parents, 
											subsidiaries, affiliates, officers 
											and employees, harmless from any 
											claim, demand, or damage, including 
											reasonable attorneys' fees, asserted 
											by any third party due to or arising 
											out of your use of or conduct on the 
											FTC Sites/Services. FTC Networks, 
											LLC reserves the right to disclose 
											any personal information about you 
											or your use of the FTC 
											Sites/Services, including its 
											contents, without your prior 
											permission if FTC Networks, LLC has 
											a good faith belief that such action 
											is necessary to: (1) conform to 
											legal requirements or comply with 
											legal process; (2) protect and 
											defend the rights or property of FTC 
											Networks, LLC or its affiliated 
											companies; (3) enforce the terms or 
											use; or (4) act to protect the 
											interests of its members or others. 
											FTC Networks, LLC's performance of 
											this agreement is subject to 
											existing laws and legal process, and 
											nothing contained in this agreement 
											is in derogation of FTC Networks, 
											LLC's right to comply with 
											governmental, court and law 
											enforcement requests or requirements 
											relating to your use of the FTC 
											Sites/Services or information 
											provided to or gathered by FTC 
											Networks, LLC with respect to such 
											use. If any part of this agreement 
											is determined to be invalid or 
											unenforceable pursuant to applicable 
											law including, but not limited to, 
											the warranty disclaimers and 
											liability limitations set forth 
											above, then the invalid or 
											unenforceable provision will be 
											deemed superseded by a valid, 
											enforceable provision that most 
											closely matches the intent of the 
											original provision and the remainder 
											of the agreement shall continue in 
											effect. Unless otherwise specified 
											herein, this agreement constitutes 
											the entire agreement between the 
											user and FTC Networks, LLC with 
											respect to the FTC Sites/Services 
											and it supersedes all prior or 
											contemporaneous communications and 
											proposals, whether electronic, oral 
											or written, between the user and FTC 
											Networks, LLC with respect to the 
											FTC Sites/Services. A printed 
											version of this agreement and of any 
											notice given in electronic form 
											shall be admissible in judicial or 
											administrative proceedings based 
											upon or relating to this agreement 
											to the same extent and subject to 
											the same conditions as other 
											business documents and records 
											originally generated and maintained 
											in printed form.
 
 COPYRIGHT AND TRADEMARK NOTICES:
 
 All contents of the FTC Web Sites 
											are:
 
 TRADEMARKS. FTC Networks, LLC, FTC 
											Networks, LLC Web Sites and other 
											FTC Networks, LLC products and 
											services referenced herein may also 
											be either trademarks or registered 
											trademarks of FTC Networks, LLC in 
											the United States and/or other 
											countries. The names of actual 
											companies and products mentioned 
											herein may be the trademarks of 
											their respective owners.
 
 The example companies, 
											organizations, products, domain 
											names, e-mail addresses, logos, 
											people, places and events depicted 
											herein are fictitious. No 
											association with any real company, 
											organization, product, domain name, 
											e-mail address, logo, person, places 
											or events is intended or should be 
											inferred.
 
 Any rights not expressly granted 
											herein are reserved.
 
 NOTICES AND PROCEDURE FOR MAKING 
											CLAIMS OF COPYRIGHT INFRINGEMENT
 
 Pursuant to Title 17, United States 
											Code, Section 512(c)(2), 
											notifications of claimed copyright 
											infringement should be sent to 
											Service Provider's Designated Agent. 
											ALL INQUIRIES NOT RELEVANT TO THE 
											FOLLOWING PROCEDURE WILL RECEIVE NO 
											RESPONSE.
 
 FOR INFORMATION REGARDING THE FTC 
											Networks, LLC PRIVACY STATEMENT 
											CLICK HERE.
 
 ADDITIONAL TERMS:
 
 Subscription-Based Content
 
 Some contents and/or services on FTC 
											may be offered to you conditioned on 
											your purchase of a subscription. If 
											you elect to purchase 
											subscription-based content/services 
											and transmit to FTC Networks, LLC a 
											subscription purchase request, you 
											warrant that all information that 
											you submit is true and accurate 
											(including without limitation your 
											credit card number and expiration 
											date), and you agree to pay all 
											subscription fees you incur plus all 
											applicable taxes. You may cancel 
											your subscription to any fee-based 
											content and/or services by 
											contacting FTC Billing. If you have 
											purchased an automatically renewing 
											subscription, you will not be 
											charged the monthly subscription fee 
											thereafter (but there are no refunds 
											of subscription fees previously 
											paid). No cancellation of access to 
											free content and/or services or to 
											non-renewing subscriptions is 
											required. Your subscription is 
											personal to you and the members of 
											your household, and you may not 
											transfer or make available your 
											account name and password to others, 
											including without limitation your 
											co-workers. Any distribution by you 
											of your account name and password 
											may result in cancellation of your 
											subscription without refund and in 
											additional charges based on 
											unauthorized use.
 
 To Unsubscribe from the Newsletter
 
 Go to http://ftcchat.com/newsletter/ 
											(coming soon) and sign in, or 
											register if you haven't yet. At the 
											end of the pages listing your 
											personal information, you will be 
											presented with a check-box list of 
											options. Click the checked box 
											beside the newsletter to clear it; 
											this will unsubscribe you from the 
											newsletter.
 
 FTC EXTRA STORAGE SERVICE
 
 FTC Extra Storage Service ("Extra 
											Storage Service"), is a FTC service 
											offering extra storage space for 
											your Personal e-mail account and for 
											your associated FTC Groups. In order 
											to sign-up for the Extra Storage 
											Service, you must have an existing 
											FTC Personal account. Your Account 
											will be charged, and you agree to 
											pay, the amount as specified in the 
											Extra Storage Service description. 
											The Extra Storage Service is 
											provided on a year-to-year basis 
											commencing on the date that you 
											accept this Agreement.
 
 The amount you pay for the Extra 
											Storage Service is not refundable 
											even if you choose to cancel the 
											Extra Storage Service prior to the 
											one year anniversary of the 
											subscription. If you do not notify 
											FTC of your cancellation prior to 
											the expiration of the then current 
											term of the Extra Storage Service, 
											your credit card will be 
											automatically charged for another 
											year of the Extra Storage Service. 
											This offer cannot be resold to any 
											other person or third party as it is 
											specific to the user who directly 
											purchases it.
 
 FTC Networks, LLC may immediately 
											terminate your Personal account, at 
											any time, without notice, if FTC in 
											its sole discretion concludes that 
											you have provided false information 
											in connection with your Billing 
											Service Account, are engaged in 
											fraudulent or illegal activities, 
											are engaged in activities that may 
											damage the rights of FTC Networks, 
											LLC or others, or are otherwise in 
											violation of this Agreement. If your 
											Billing Service Account is 
											terminated for any such reasons 
											stated above, the charge for this 
											FTC Extra Storage Service is not 
											refundable.
 
 The FTC Extra Storage Service and 
											its benefits are offered at the 
											discretion of FTC Networks, LLC has 
											the right to modify or discontinue, 
											temporarily or permanently, the 
											Extra Storage Service, in whole or 
											in part, for any reason, at its sole 
											discretion, with or without notice 
											to you. You agree that FTC Networks, 
											LLC will not be liable to you or any 
											third party for any modification or 
											discontinuance of the FTC Extra 
											Storage Service.
 
 If you choose to cancel the FTC 
											Extra Storage Service, then on the 
											expiration date of the one year 
											anniversary of your acceptance of 
											this Agreement, your Personal 
											account will revert to the storage 
											size of a regular Personal account. 
											New e-mails will not be delivered to 
											you until your Personal account has 
											been reduced to the storage size of 
											a regular Personal account mailbox. 
											You will receive notification from 
											Personal when you are nearing your 
											then applicable limit giving you the 
											opportunity to delete some messages. 
											If you do not use your account on a 
											regular basis, your e-mail will be 
											stored for the year of your 
											subscription, then if you do not 
											continue your subscription, and your 
											account is not used on a regular 
											basis, the contents of your account 
											may be deleted.
 
 If you choose to cancel the FTC 
											Extra Storage Service, then on the 
											expiration date of the one year 
											anniversary of your acceptance of 
											this Agreement, your FTC Groups 
											storage quota will revert to the 
											default storage quota for FTC 
											Groups. If you have exceeded your 
											quota and you attempt to upload 
											additional files, you will be 
											prompted to first delete files to 
											reduce your quota below the limit. 
											If you choose to cancel your account 
											(or if your account is canceled 
											because you have not paid the annual 
											charge), you will be required to 
											delete your files to ensure you are 
											now within the default storage quota 
											for FTC Groups. If after 30 days of 
											cancellation, you have not yet 
											deleted your own files, FTC will 
											delete any files that take your 
											storage over the default limit, 
											starting with the oldest files 
											first. Any files that are deleted 
											are not retrievable by FTC Networks, 
											LLC at any time. Any of your files 
											associated with FTC Groups that are 
											deleted due to inactivity will 
											automatically reduce your quota. The 
											FTC Extra Storage Service does not 
											prevent any FTC Groups from being 
											deactivated due to inactivity.
 
 FTC COUNSELING
 
 FTC Counseling is provided to you in 
											association with third party mental 
											health services. Accordingly, FTC 
											Counseling is also subject to the 
											Terms and Conditions put forth by 
											such third party health services 
											providers.
 
 Crime Statistics
 
 Any crime statistics provided by 
											Online Data Services have been 
											collected from federal, state, and 
											local law enforcement agencies. The 
											accuracy of the statistics as 
											obtained from these agencies is 
											assumed to be correct, but is not 
											guaranteed. The ratings in the form 
											of school grades published by Online 
											Data Services are the result of a 
											comparison of the crime activity in 
											a particular vicinity to the overall 
											crime activity in its surrounding 
											area. No inferences should be drawn 
											regarding the likelihood of a crime 
											occurring or not occurring at a 
											particular location based on the 
											statistics or grade published by 
											Online Data Services. An above 
											average grade does not imply that a 
											particular location is not subject 
											to crime.
 
 FTC Personal
 
 This Terms of Use applies to the FTC 
											Personal web site and services. When 
											you use the Personal web site and 
											services you agree to abide by these 
											Terms and any additional terms, 
											conditions and notices appearing on 
											the Personal web site.
 
 FTC MOBILE
 
 Your wireless carrier may charge 
											service fees for alerts, text 
											messaging (including 
											receiving/sending instant messages 
											and e-mail), web browsing and other 
											services that require the use of 
											airtime and wireless data services. 
											FTC Mobile provides services and 
											information on selected wireless 
											carriers for your convenience only 
											and we recommend that you check with 
											your wireless carrier to verify the 
											fees that may apply to your wireless 
											device plan. FTC Networks, LLC does 
											not endorse or recommend the 
											services of any wireless carrier. 
											The wireless carrier is solely 
											responsible for the services it 
											provides to you.
 
 E-mail and instant message alerts 
											that you receive on your device may 
											be delayed during transmission over 
											the Internet, or by other causes. 
											The accuracy and timeliness of any 
											FTC Mobile service is not guaranteed 
											or warranted by FTC Networks, LLC or 
											its suppliers. Please be sure to 
											refer to the appropriate alert terms 
											for a specific FTC Web Site included 
											in the Additional Terms if you have 
											questions about specific alerts.
 
 Specific Restrictions on Use of 
											Associated Press Material
 
 Associated Press text, photo, 
											graphic, audio and/or video material 
											shall not be published, broadcast, 
											rewritten for broadcast or 
											publication or redistributed 
											directly or indirectly in any 
											medium. Neither these AP materials 
											nor any portion thereof may be 
											stored in a computer except for 
											personal and non-commercial use. AP 
											will not be held liable in any way 
											to you or to any third party or to 
											any other person who may receive 
											information in the FTC Web sites or 
											to any other person whatsoever, for 
											any delays, inaccuracies, errors or 
											omissions therefrom or in the 
											transmission or delivery of all or 
											any part thereof or for any damages 
											arising from any of the foregoing or 
											occasioned thereby.
 
 FTC SHOPPING (eShop)
 
 FTC Shopping provides the merchants' 
											links to you at http://ShopFTC.com 
											and various links throughout FTC; 
											however, each individual merchant 
											participating at FTC Shopping is 
											responsible for setting and 
											explaining their individual 
											shipping, return, security and other 
											policies applicable to shopping in 
											their stores and purchasing their 
											products. FTC does not guarantee, 
											warrant or endorse any product or 
											service sold by a merchant in FTC 
											Shopping, nor do we have any 
											liability or responsibility for the 
											quality or performance of any 
											product or service sold to you by 
											any merchant. The purchase of any 
											product or service from a merchant 
											at FTC Shopping is a transaction 
											solely between you and that 
											merchant, and any question or 
											dispute you may have regarding any 
											such product or service should be 
											addressed directly to the 
											responsible merchant. FTC has no 
											responsibility or liability for any 
											merchant or your relationship with 
											such merchant.
 
 You are responsible for paying the 
											entire amount due on your purchase, 
											including any applicable taxes, 
											shipping and other charges assessed 
											by the merchant. With respect to 
											applicable taxes, the merchant will 
											advise you subsequently of the exact 
											amount of tax due on your purchase. 
											FTC has no responsibility whatsoever 
											for any miscalculation or omission 
											by a merchant of applicable taxes on 
											any sale.
 
 You represent and warrant that you 
											are at least 18 years of age and 
											that you possess the legal right to 
											use FTC Shopping in accordance with 
											the stated terms and usage policies. 
											You hereby agree to supervise usage 
											by, and be responsible for the 
											actions of, any minors who use your 
											computer and/or registration account 
											to access FTC Shopping.
 
 FTC PHOTOS
 
 In addition to the warranty and 
											representation set forth in these 
											Terms of Use, by Posting a 
											Submission that contain images, 
											photographs, pictures or that are 
											otherwise graphical in whole or in 
											part ("Pictures"), you warrant and 
											represent that (a) you are the 
											copyright owner of such Picture, or 
											that the copyright owner of such 
											Picture has granted you permission 
											to use such Picture or any content 
											and/or images contained in such 
											Picture consistent with the manner 
											and purpose of your use and as 
											otherwise permitted by these Terms 
											of Use and the FTC Site/Services, 
											(b) you have the rights necessary to 
											grant the licenses and sublicenses 
											described in these Terms of Use, and 
											(c) that each person depicted in 
											such Picture, if any, has provided 
											consent to the use of the Picture as 
											set forth in these Terms of Use, 
											including, by way of example, and 
											not as a limitation, the 
											distribution, public display and 
											reproduction of such Picture. By 
											Posting a Picture, you are granting 
											(a) to all members of your private 
											group (for each such Picture 
											available to members of such private 
											group), (b) to the general public 
											(for each such Picture available 
											anywhere on the FTC Web Site, other 
											than a private group), and/or (c) to 
											any person with whom you share 
											Pictures through e-mail using the 
											FTC Site/Services, permission to use 
											your Picture in connection with the 
											use, as permitted by these Terms of 
											Use, of any FTC Site/Service, 
											(including, by way of example, and 
											not as a limitation, downloading, 
											printing and making prints and gift 
											items which include such Picture), 
											and including, without limitation, a 
											non-exclusive, world-wide, 
											royalty-free license to: copy, 
											distribute, transmit, publicly 
											display, publicly perform, 
											reproduce, edit, translate and 
											reformat your Picture without having 
											your name attached to such Picture, 
											and the right to sublicense such 
											rights to any supplier of such FTC 
											Site/Service. The licenses granted 
											in the preceding sentences for a 
											Picture will terminate at the time 
											you completely remove such Picture 
											from the FTC Web Site, provided 
											that, such termination shall not 
											affect any licenses granted in 
											connection with such Picture prior 
											to the time you completely remove 
											such Picture. No compensation will 
											be paid with respect to the use of 
											your Picture."
 
 FTC Networks, LLC BILLING
 
 Charges on your Billing Account
 
 FTC Networks, LLC bills you through 
											an online account (your "Billing 
											Account") for services and items 
											obtained under this Agreement (the 
											"Products"). You agree to pay FTC 
											Networks, LLC all charges at the 
											prices then in effect for any 
											Products ordered by you or other 
											persons (including your agents) 
											using your Billing Account, and you 
											authorize FTC Networks, LLC to 
											charge your chosen payment method 
											(your "Payment Method") for such 
											Products. You agree to make payment 
											using that selected Payment Method. 
											Charges on your Billing Account will 
											be summarized for you online (your 
											"Online Statement"). You will have 
											one Online Statement per Billing 
											Account. FTC Networks, LLC reserves 
											the right to correct any errors or 
											mistakes that it makes even if it 
											has already requested or received 
											payment.
 
 YOU MUST PROVIDE CURRENT, COMPLETE 
											AND ACCURATE INFORMATION FOR YOUR 
											BILLING ACCOUNT IN ORDER TO RECEIVE 
											THE PRODUCTS ORDERED. YOU MUST 
											PROMPTLY UPDATE ALL INFORMATION TO 
											KEEP YOUR BILLING ACCOUNT CURRENT, 
											COMPLETE AND ACCURATE (SUCH AS A 
											CHANGE IN BILLING ADDRESS, CREDIT 
											CARD NUMBER, OR CREDIT CARD 
											EXPIRATION DATE), AND YOU MUST 
											PROMPTLY NOTIFY FTC Networks, LLC IF 
											YOUR PAYMENT METHOD IS CANCELED 
											(E.G., FOR LOSS OR THEFT) OR IF YOU 
											BECOME AWARE OF A POTENTIAL BREACH 
											OF SECURITY, SUCH AS THE 
											UNAUTHORIZED DISCLOSURE OR USE OF 
											YOUR USER NAME OR PASSWORD. CHANGES 
											TO SUCH INFORMATION CAN BE MADE AT 
											HTTP://FTCCHAT.NET IF YOU FAIL TO 
											PROVIDE FTC Networks, LLC ANY OF THE 
											FOREGOING INFORMATION, YOU AGREE 
											THAT FTC Networks, LLC MAY CONTINUE 
											CHARGING YOU FOR ANY PRODUCT 
											PROVIDED UNDER YOUR BILLING ACCOUNT 
											UNLESS YOU HAVE TERMINATED YOUR 
											SUBSCRIPTION FOR SUCH PRODUCT 
											(CONFIRMED IN WRITING UPON REQUEST).
 
 Currency exchange settlements will 
											be based on your Payment Method and 
											may be determined by agreements 
											between you and the financial 
											institution, credit card issuer or 
											other provider of your chosen 
											Payment Method (the "Payment Method 
											Provider"). If FTC Networks, LLC 
											does not receive payment from your 
											Payment Method Provider, you agree 
											to pay all amounts due on your 
											Billing Account upon demand.
 
 Prices for all Products exclude all 
											applicable taxes and 
											telecommunication charges, unless 
											expressly stated otherwise. To the 
											extent permissible by law, you agree 
											to be responsible for any applicable 
											taxes and telecommunication charges, 
											whether or not such amounts are 
											itemized on your Online Statement or 
											charged to your Billing Account or 
											Payment Method.
 
 If the amount to be charged to your 
											Billing Account varies from the 
											amount you preauthorized, you have 
											the right to receive, and FTC 
											Networks, LLC shall so provide, 
											notice of the amount to be charged 
											and the date of the charge at least 
											10 days before the scheduled date of 
											the transaction. Any agreement you 
											have with the Payment Method 
											Provider will govern your use of 
											your Payment Method. You agree that 
											FTC Networks, LLC may accumulate 
											charges incurred and submit them as 
											one or more aggregate charges during 
											or at the end of each billing cycle.
 
 FTC Networks, LLC MAY SUBMIT 
											PERIODIC CHARGES (E.G., MONTHLY) 
											WITHOUT FURTHER AUTHORIZATION FROM 
											YOU, UNTIL YOU PROVIDE PRIOR NOTICE 
											(CONFIRMED IN WRITING UPON REQUEST) 
											THAT YOU HAVE TERMINATED THIS 
											AUTHORIZATION OR WISH TO CHANGE YOUR 
											PAYMENT METHOD. SUCH NOTICE WILL NOT 
											AFFECT CHARGES SUBMITTED BEFORE FTC 
											Networks, LLC REASONABLY COULD ACT. 
											TO TERMINATE YOUR AUTHORIZATION OR 
											CHANGE YOUR PAYMENT METHOD, GO TO 
											http://FTCChat.com/members/ .
 
 Your non-termination or continued 
											use of the Products on your Billing 
											Account reaffirms that FTC Networks, 
											LLC is authorized to charge your 
											Payment Method. FTC Networks, LLC 
											may submit those charges for payment 
											and you will be responsible for such 
											charges. Those submissions will not 
											waive FTC Networks, LLC's right to 
											seek payment directly from you. Your 
											charges may be payable in advance, 
											in arrears, per usage, or as 
											otherwise described when you 
											initially ordered the applicable 
											Product.
 
 Refund Policies
 
 Subject to any withdrawal right you 
											may have under applicable law, 
											charges are non-refundable unless 
											the price plan terms expressly say 
											otherwise. Except as otherwise 
											required by law, the costs of any 
											returns if permitted will be at your 
											expense.
 
 FTC Networks, LLC will use 
											commercially reasonable efforts to 
											correct any technical failures 
											relating to an Online Statement 
											within a reasonable time; however, 
											your inability to view an Online 
											Statement does not extend, or 
											relieve you of, your obligation to 
											pay any amounts owing to FTC 
											Networks, LLC. Unless you notify FTC 
											Networks, LLC of any error within 
											120 days after it first appears in 
											any Online Statement, such statement 
											will be deemed accepted by you for 
											all purposes, including resolution 
											of inquiries made by your Payment 
											Method Provider. TO THE EXTENT 
											ALLOWED BY LAW, YOU RELEASE FTC 
											Networks, LLC FROM ANY AND ALL 
											LIABILITY AND CLAIMS OF LOSS 
											RESULTING FROM ANY ERROR THAT IS NOT 
											REPORTED TO FTC Networks, LLC WITHIN 
											120 DAYS AFTER THE ERROR FIRST 
											APPEARS ON YOUR ONLINE STATEMENT.
 
 Due Date: Late Charge; Collection 
											Costs
 
 The amount due to FTC Networks, LLC 
											for your Billing Account must be 
											paid in full by your Payment Method 
											Provider on the date such payment is 
											requested by FTC Networks, LLC, not 
											later than 30 days after the billing 
											date; you are not entitled to carry 
											forward a balance. You agree to pay 
											late charges that may be assessed by 
											FTC Networks, LLC on amounts due but 
											not timely paid. The late charge 
											will be 1% per month (or 12% per 
											annum) on the total amount due but 
											not paid; but if such rate is in 
											excess of any allowable rate under 
											applicable laws, then you will 
											instead be charged the maximum rate 
											that is permitted by law. FTC 
											Networks, LLC reserves the right to 
											refer your Billing Account to a 
											third party for collection in the 
											event of default. You agree to pay 
											all costs incurred in the 
											enforcement of this Agreement and in 
											collection of any delinquent amounts 
											due, including reasonable attorneys' 
											fees and costs.
 
 Default
 
 If FTC Networks, LLC does not 
											receive payment for any charge to 
											your Billing Account, you will be in 
											default and FTC Networks, LLC may 
											suspend or cancel your Billing 
											Account and your access to any or 
											all FTC Networks, LLC Products. If 
											your Payment Method Provider seeks 
											return of payments previously made 
											to FTC Networks, LLC, but FTC 
											Networks, LLC in good faith believes 
											that you are liable for the charge 
											and applicable law allows the 
											Payment Method Provider to seek 
											payment from you, you will also be 
											in default and FTC Networks, LLC may 
											cancel your Billing Account and your 
											access to any or all Products. 
											CANCELLATION OR SUSPENSION FOR 
											DEFAULT MAY BE MADE WITHOUT PRIOR 
											NOTICE TO YOU AND UPON SUCH 
											CANCELLATION OR SUSPENSION, FTC 
											Networks, LLC MAY STOP DELIVERY OF 
											ANY PRODUCT, AND ANY INFORMATION YOU 
											HAVE STORED ON A FTC Networks, LLC 
											SERVICE MAY NOT BE RETRIEVED AT A 
											LATER DATE.
 
 Termination, Cancellation or 
											Suspension
 
 FTC Networks, LLC may, in its 
											discretion, terminate, cancel, or 
											suspend an accepted order if FTC 
											Networks, LLC is notified that your 
											Payment Method has expired or has 
											been canceled, or if FTC Networks, 
											LLC has reason to believe that any 
											Billing Account information provided 
											to FTC Networks, LLC is untrue, 
											inaccurate, not current or 
											incomplete. Termination, 
											cancellation or suspension, whether 
											by you or FTC Networks, LLC, will 
											not alter your obligation to pay all 
											charges made to your Billing Account 
											before such termination, 
											cancellation or suspension 
											(including charges made after 
											termination by you but before FTC 
											Networks, LLC could reasonably act 
											on your termination notice ). You 
											will not be entitled to any refunds 
											upon termination, cancellation or 
											suspension unless the applicable 
											agreement expressly so provides.
 
 General
 
 You represent and warrant that: (1) 
											you are at least 18 years of age or 
											the age required or allowed under 
											applicable law for making a legal 
											and binding contract; (2) all 
											information that you submit is true 
											and accurate (including without 
											limitation information relating to 
											your Payment Method); and (3) you 
											are an individual (or in the case of 
											an entity, an agent of the entity) 
											authorized to use the designated 
											Payment Method. You agree to pay for 
											all charges (including charges by 
											other persons) and to comply with 
											your responsibilities and 
											obligations as stated in this 
											Agreement. If you are an agent of an 
											entity user, you represent and 
											warrant that you are duly authorized 
											to legally bind the entity to all 
											terms and conditions of this 
											Agreement and that you have made the 
											entity aware of them. You agree not 
											to assign, transfer or sublicense 
											any rights in your Billing Account. 
											FTC Networks, LLC may: (1) generate 
											print copies of its electronic 
											records and introduce them in 
											evidence as original documents; and 
											(2) prove your agreement or consent 
											in any manner, including without 
											limitation, by showing that a 
											procedure existed by which you must 
											have provided consent or engaged in 
											conduct to obtain the applicable 
											Products.
 
 STANDARD ADVERTISING TERMS AND 
											CONDITIONS
 
 Your use of the FTC Network 
											constitutes acceptance of the FTC 
											Network Standard Advertising Terms 
											and Conditions.
 
 CONSUMER DISCLOSURES AND CONSENTS 
											FOR ELECTRONIC INFORMATION
 
 Disclosure to Receive All 
											Information in Electronic Form
 
 ALL INFORMATION THAT FTC Networks, 
											LLC IS REQUIRED BY LAW TO SEND TO 
											YOU REGARDING THE SUBSCRIPTIONS, 
											SERVICES AND OTHER ITEMS PROVIDED TO 
											YOU UNDER THIS AGREEMENT, INCLUDING 
											ANY BILLING AND PAYMENT INFORMATION 
											(COLLECTIVELY REFERRED TO AS 
											"REQUIRED INFORMATION"), AND ANY 
											OTHER INFORMATION PROVIDED TO YOU 
											FROM FTC Networks, LLC, WILL BE 
											PROVIDED TO YOU IN ELECTRONIC FORM 
											ONLY. FTC Networks, LLC WILL PROVIDE 
											ALL REQUIRED INFORMATION TO YOU IN 
											ELECTRONIC FORM EITHER: (1) VIA 
											E-MAIL AT THE E-MAIL ADDRESS YOU 
											SPECIFY DURING YOUR SIGN-UP FOR 
											SUBSCRIPTIONS, SERVICES OR OTHER 
											ITEMS UNDER THIS AGREEMENT; (2) BY 
											ACCESS TO A FTC Networks, LLC WEB 
											SITE THAT WILL BE DESIGNATED IN AN 
											E-MAIL NOTICE SENT TO YOU AT THE 
											TIME THE INFORMATION IS AVAILABLE; 
											OR, (3) TO THE EXTENT PERMISSIBLE BY 
											LAW, BY ACCESS TO A FTC Networks, 
											LLC WEB SITE THAT WILL BE GENERALLY 
											DESIGNATED IN ADVANCE FOR SUCH 
											PURPOSE.
 
 Requesting Paper Copies
 
 You may request a paper copy of any 
											Required Information previously 
											provided to you in electronic form 
											by FTC Networks, LLC for a period of 
											one hundred and twenty (120) 
											calendar days from the date that FTC 
											Networks, LLC first provided the 
											Required Information to you; 
											however, FTC Networks, LLC may 
											charge a reasonable fee for 
											providing such paper copies.
 
 Hardware and Software Requirements
 
 In order to receive Required 
											Information electronically from FTC 
											Networks, LLC, you must have an 
											e-mail address and submit it to FTC 
											Networks, LLC upon sign-up for any 
											subscription, service or other item 
											provided under this Agreement. Your 
											computer also must have either 
											Internet Explorer 5.x (or above) or 
											Netscape Navigator 6.x (or above) 
											and an e-mail software program 
											capable of sending and receiving 
											e-mail from FTC Networks, LLC via 
											the Internet. Finally, your computer 
											must be capable of receiving, 
											accessing, displaying, and either 
											printing or storing, Required 
											Information received in electronic 
											form from FTC Networks, LLC via a 
											plain text-formatted e-mail or by 
											access to a FTC Networks, LLC web 
											site using one of the browsers 
											specified above.
 
 Changes to Hardware and Software 
											Requirements
 
 In the event that there are any 
											changes to the hardware and software 
											requirements listed above that are 
											likely to have a significant impact 
											on your ability to receive, access, 
											display, store, and print Required 
											Information that FTC Networks, LLC 
											sends to you in electronic form, FTC 
											Networks, LLC will notify you of 
											these changes. In such case, you 
											will be required to reconfirm your 
											agreement to receive, and your 
											ability to access, such Required 
											Information in electronic form in 
											order to avoid any disruption in the 
											subscriptions, services or other 
											items provided to you under this 
											Agreement. You may, however, always 
											choose to withdraw your consent to 
											receive Required Information in 
											electronic form according to the 
											instructions set forth without the 
											imposition of any fees, but FTC 
											Networks, LLC may terminate your 
											Billing Account and any 
											subscriptions, services or other 
											items provided to you if you do so.
 
 Consent to Receive All Information 
											in Electronic Form
 
 YOU AGREE THAT BY ACCEPTING THE 
											TERMS IN THIS AGREEMENT, YOU CONSENT 
											TO RECEIVE REQUIRED INFORMATION, AND 
											ANY OTHER INFORMATION PROVIDED TO 
											YOU FROM FTC Networks, LLC, SOLELY 
											BY ELECTRONIC COMMUNICATION. YOU 
											ALSO CONFIRM THAT YOUR COMPUTER 
											SATISFIES THE HARDWARE AND SOFTWARE 
											REQUIREMENTS STATED ABOVE FOR 
											RECEIVING, ACCESSING, DISPLAYING, 
											PRINTING, AND STORING COPIES OF SUCH 
											REQUIRED INFORMATION, AND YOU 
											CONFIRM THAT YOU HAVE PROVIDED FTC 
											Networks, LLC A CURRENT E-MAIL 
											ADDRESS FOR RECEIVING REQUIRED 
											INFORMATION.
 
 YOU MAY WITHDRAW YOUR CONSENT OR 
											UPDATE YOUR E-MAIL ADDRESS BY 
											VIEWING THE WEBSITE AT HTTP://FTCCHAT.NET 
											AND FOLLOWING THE INSTRUCTIONS 
											WITHIN. HOWEVER, IF YOU CHOOSE TO 
											WITHDRAW THIS CONSENT, FTC Networks, 
											LLC MAY TERMINATE YOUR BILLING 
											ACCOUNT AND ANY SUBSCRIPTIONS, 
											SERVICES OR OTHER ITEMS PROVIDED TO 
											YOU UNDER THIS AGREEMENT.
 |  |